Revolut
digital bank
Revolut is a UK-based fintech offering spending accounts in 36+ currencies, crypto trading, stock trading, and travel insurance on premium tiers. The free Standard plan includes currency exchange up to a monthly limit at interbank rates; paid plans (Plus, Premium, Metal) remove caps and add perks like lounge access and cashback. Available in 40+ countries including the US (as Revolut Bank with FDIC insurance on US accounts). Business accounts include multi-user access, expense management, and API integrations. Account closures for suspected fraud or compliance issues have been a noted user concern.
Details
- Headquarters
- United Kingdom
- Currencies
- 36
- Monthly Fee
- Free
- Non-Residents
- Accepted
- US Persons
- Accepted
- Debit Card
- Available
- Business Account
- Available
Opening Requirements
- •Government-issued photo ID
- •Selfie/liveness check
- •Valid phone number
- •Residential address
Restricted Nationalities
Not available to nationals of: north-korea, iran, cuba, syria, russia, belarus
Nationality Acceptance Matrix
Who this provider will and will not onboard. Refusals are listed first. Sourced from the provider's own published terms and recent public onboarding reports — confirm with the provider before applying.
| Nationality | Accepted | Notes |
|---|---|---|
| russia | NO | Russian nationals blocked post-February 2022; Belarus nationals also restricted. |
| iran | NO | Blocked — OFAC/EU sanctions. |
| cuba | NO | Blocked — OFAC Cuba sanctions. |
| north korea | NO | Blocked — OFAC DPRK sanctions. |
| syria | NO | Blocked — OFAC/EU Syria sanctions. |
| us | YES | US persons accepted via Revolut Bank USA (FDIC-insured); separate app from European product. |
| uk | YES | Core market; full feature access. |
| eu | YES | Full EEA access; Lithuanian banking licence underpins EU accounts. |
| china | YES | Chinese nationals accepted where Revolut operates (40+ countries); residence in a supported country required. |
| myanmar | YES | Accepted where residency is in a supported country; enhanced due diligence likely. |
Similar Banking Options
Options matched on type and jurisdiction — not a recommendation.
Related Guides
US expat tax checklist: FBAR, FATCA, PFIC, FEIE, GILTI
A neutral walk-through of the US tax obligations that follow American citizens abroad — what they are, when they bite, and how the mainstream planning around each one actually works.
Zero and low-tax residencies: the real list
Countries with zero personal income tax, territorial-only taxation, or special expatriate regimes — and what each one actually requires from you to qualify as a resident.
Exit tax: countries that charge you to leave
Country-by-country reference of departure taxes, deemed-disposition rules, and wealth-locking regimes that trigger when tax residency ends.