Banking Options
Banking for non-residents, expats, and internationally mobile individuals. Opening a bank account abroad is one of the most common practical challenges in relocation — many institutions restrict access by nationality, residency status, or require in-person visits. We list factual requirements, accepted nationalities, and fee structures — not recommendations.
Wise (formerly TransferWise)
multi currency account
Currencies
40
Monthly Fee
Free
Revolut
digital bank
Currencies
36
Monthly Fee
Free
N26
digital bank
Currencies
1
Monthly Fee
Free
Chase UK
digital bank
Currencies
1
Monthly Fee
Free
HSBC Expat
traditional bank
Currencies
19
Monthly Fee
$35
Interactive Brokers
brokerage
Currencies
23
Monthly Fee
Free
Charles Schwab International
brokerage
Currencies
1
Monthly Fee
Free
Standard Chartered
traditional bank
Currencies
12
Monthly Fee
$10
DBS Bank Singapore
traditional bank
Currencies
13
Monthly Fee
$7
Emirates NBD
traditional bank
Currencies
6
Monthly Fee
Free
Mercury
digital bank
Currencies
1
Monthly Fee
Free
Payoneer
multi currency account
Currencies
70
Monthly Fee
Free
Monzo
digital bank
Currencies
1
Monthly Fee
Free
Starling Bank
digital bank
Currencies
1
Monthly Fee
Free
Nubank
digital bank
Currencies
1
Monthly Fee
Free
Charles Schwab (US Domestic Account)
broker bank
Currencies
1
Monthly Fee
Free
Citi International Personal Bank (Citi IPB)
private bank
Currencies
12
Monthly Fee
Free
Fidelity International (Brokerage + Cash Management)
broker bank
Currencies
1
Monthly Fee
Free
OCBC Bank (Singapore)
retail bank
Currencies
11
Monthly Fee
Free
UOB (United Overseas Bank, Singapore)
retail bank
Currencies
10
Monthly Fee
Free