Nubank
digital bank
Nubank is Latin America's largest digital bank and one of the world's largest fintech companies by customer count, headquartered in São Paulo and serving over 100 million customers across Brazil, Mexico, and Colombia. In Brazil, it offers a no-fee credit card, a digital account (Conta Nubank) with instant Pix transfers, a high-yield savings reserve (Caixinha), and personal loans. A Brazilian CPF tax ID number is required to open an account — non-residents without a CPF cannot access Nubank's Brazilian services. Business accounts are available for MEI, sole traders, and limited companies. Particularly transformative for Brazilians previously underserved by traditional banks.
Details
- Headquarters
- Brazil
- Currencies
- 1
- Monthly Fee
- Free
- Non-Residents
- Not accepted
- US Persons
- Not accepted
- Debit Card
- Available
- Business Account
- Available
Opening Requirements
- •Brazilian CPF (tax ID number)
- •Brazilian residential address
- •Government-issued photo ID
- •Age 18+
Nationality Acceptance Matrix
Who this provider will and will not onboard. Refusals are listed first. Sourced from the provider's own published terms and recent public onboarding reports — confirm with the provider before applying.
| Nationality | Accepted | Notes |
|---|---|---|
| us | NO | US persons cannot open Brazilian Nubank accounts; Brazilian CPF required, which US persons cannot obtain without Brazilian residency. |
| uk | NO | Non-Brazilian residents cannot open accounts; no UK offering. |
| eu | NO | Non-Brazilian residents ineligible for Brazilian accounts. |
| russia | NO | Non-Brazilian residents ineligible; Russia not served. |
| china | NO | Non-Brazilian residents ineligible; China not served. |
| iran | NO | Non-Brazilian residents ineligible; Iran not served. |
| cuba | NO | Non-Brazilian residents ineligible; Cuba not served. |
| north korea | NO | Non-Brazilian residents ineligible; North Korea not served. |
| syria | NO | Non-Brazilian residents ineligible; Syria not served. |
| myanmar | NO | Non-Brazilian residents ineligible; Myanmar not served. |
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