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THE CITIZENSHIP DESK

New Zealand Investor 2 Visa

New Zealand NZL

Last verified 2026-04-20Official source

New Zealand's Investor 2 Visa grants residence to individuals who invest a minimum of NZD$3 million in acceptable New Zealand investments for a mandatory four-year investment period. Unlike the Investor 1 Visa (NZD$10M), the Investor 2 stream requires a minimum of 438 days of physical presence in New Zealand across the four years, ensuring genuine connection to the country. Upon completing the investment and presence requirements, investors and their families receive permanent residence and may apply for citizenship after five years.

Program Details

Category
Investment
Processing Time
9 months
Application Fee
$3,525
Minimum Income
Minimum Investment
$1,800,000
Family Included
Partner and dependent children included in the residence visa application
Path to PR
Yes — 0 years
Path to Citizenship
Yes — 5 years
Physical Presence
Must spend at least 438 days in New Zealand over the 4-year investment period to meet residence obligations
Dual Citizenship
Allowed
Tax Impact
Resident visa holders are subject to New Zealand tax on worldwide income; a four-year transitional tax exemption on foreign-sourced income may be available for new residents

Application Timeline

Apply

9mo processing

Visa Granted

Initial permit

Permanent Residency

After 0 years

Citizenship

After 5 years

Key Requirements

  • Minimum investment of NZD$3,000,000 in acceptable New Zealand investments (excludes residential property)
  • Investment must be maintained for a minimum of four years
  • Minimum 438 days of physical presence in New Zealand over the 4-year investment period
  • Maximum age of 65 at the time of application
  • Minimum business experience of three years at a senior level
  • Meet English language requirements (IELTS 3.0 or equivalent, or complete settlement English course)

Am I eligible for New Zealand Investor 2 Visa?

Quick self-check based on the published criteria. Not legal advice. No data leaves your browser.

  • Minimum investment / capital

    Programme requires $1,800,000.

Fill in the fields above to see a verdict.

This is a heuristic, not a determination. Final eligibility depends on full documentation and immigration-officer discretion.

Application Process — Step by Step

  1. 01

    Structure Active Investor Plus investment

    home country

    NZD 5M (direct listed/private equity) or NZD 15M in managed funds (3x weighting applied to direct/private-equity portions). Portfolio must meet Acceptable Investment definition.

    Typical duration: 8-16 weekssource ↗

  2. 02

    Apply via Expression of Interest + invitation

    online

    Submit EOI; INZ evaluates fit with Active Investor Plus criteria.

    Typical duration: 8-24 weeks

  3. 03

    Invest funds within 6 months of approval-in-principle

    destination

    Must commit capital to Acceptable Investments. Transfer must be traceable and via OECD-approved channels.

    Typical duration: 8-24 weeks

  4. 04

    Physical presence 117-335 days over 3-year investment period

    destination

    Presence requirement varies by investment weighting: 117 days for direct / 335 days for managed funds.

    Typical duration: 3 years

Documents Required

DocumentIssued ByApostilleTranslate toValidity (days)
Valid passportHome countryNo180
Source-of-funds documentationBank / accountantYesen365
Investment structure evidenceFund manager / NZ lawyerNoen90
Police checks (all countries 10+ years)Police authoritiesYesen180
MedicalsINZ panel physicianNoen180

Realistic Costs

Some figures below are industry estimates rather than officially verified: lawyer_fee_low, lawyer_fee_high, total_first_year_low, total_first_year_high.

Government fee
$17,500
Lawyer fee (low–high)
$20,000
$60,000
Translations
$1,500
Apostilles
$500
Health insurance (year 1)
$3,000
Relocation misc.
$20,000
Total first year
$65,000
$110,000
Total 5-year
$80,000
$150,000

Excludes the NZD 5M-15M investment itself.

Realistic Timeline

  • Consulate wait00 weeks
  • Decision → arrival12 weeks
  • Residence card issuance0 weeks
  • Total to residence card3280 weeks

INZ targets ~6 months decision; complex source-of-funds reviews can extend to 12-18 months.

Renewal

First renewal after
36 months
Subsequent cycle
0 months
Renewal fee
$0
Requirements
Maintain investment for full 3 years; conversion to permanent resident visa thereafter subject to continued compliance.

Path to Permanent Residency — Details

Years required
3
Integration test
Not required

Path to Citizenship — Details

Years required
5
Language test
Yes (basic)
Civic test
Not required
Oath
Required
Dual citizenship
Allowed

Tax Residency

Trigger
183 days/year of presence
Taxation scope
Worldwide income
Exit-tax country
No

Special regimes

  • Transitional Tax Resident (4-year foreign-income exemption)

    source ↗

Health Insurance

Mandatory
No

Family Specifics

Spouse work rights
Child school enrolment
Parent inclusion
Not eligible
Sibling inclusion
Not eligible

Gotchas — Things to Watch For

  • **Replaced the old Investor 2 category in September 2022**. Old Investor 2 (NZD 3M passive) is closed to new applicants.
  • NZ taxes worldwide income once tax-resident after the 4-year transitional window — plan carefully
  • Day counting is strict: 117 days (direct) vs 335 days (managed) over 3 years is not flexible

Common Rejection Reasons

  • Source-of-funds documentation gaps
  • Investment assets not meeting Acceptable Investment definition
  • Failure to meet minimum presence days

Recent Legislative Changes

  • 2022-09-19

    Investor 2 category closed; replaced by Active Investor Plus with weighted-investment model and emphasis on direct equity.source ↗

Frequently Asked Questions

Does Active Investor Plus give immediate residence?+

Yes. It is granted as a resident visa (not provisional) contingent on deploying the investment within 6 months and maintaining it for 3 years. After 3 years you may apply for a Permanent Resident Visa.

Good Fit For

Applying from a specific country? Your home-country tax rules, banking access, and dual-citizenship options affect every programme differently. Browse nationality guides → for tax obligations, renunciation rules, and second-passport routes.

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