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THE CITIZENSHIP DESK

Netherlands DAFT Visa (Dutch-American Friendship Treaty)

Netherlands NLD

Last verified 2026-04-20Official source

The Dutch-American Friendship Treaty (DAFT) Visa is a residence permit available exclusively to US citizens who wish to establish or run a business in the Netherlands. It requires a minimum deposit of €4,500 in start-up capital in a Dutch bank account and evidence of a viable business plan. After five years of continuous residence and business operation, holders can apply for a permanent residence permit.

Program Details

Category
Entrepreneur
Processing Time
3 months
Application Fee
$380
Minimum Income
Minimum Investment
$4,900
Family Included
Spouse and minor children may apply for dependent residence permits; the spouse may be granted work authorization separately
Path to PR
Yes — 5 years
Path to Citizenship
Yes — 5 years
Physical Presence
Continuous residence required; must actively operate the business. Extended absences can affect renewal eligibility and the qualifying period for permanent residency.
Dual Citizenship
Not allowed
Tax Impact
Holders become Dutch tax residents and are subject to Dutch income tax (Box 1, with rates up to 49.5%) and social security contributions. Self-employed individuals may benefit from the self-employment deduction (zelfstandigenaftrek). The 30% ruling may apply if conditions are met.
Renewal Cost
$380

No ongoing income requirement; €4,500 capital deposit required (see investment field)

Application Timeline

Apply

3mo processing

Visa Granted

Initial permit

Permanent Residency

After 5 years

Citizenship

After 5 years

Key Requirements

  • Must be a US citizen (this visa is exclusively available to American nationals)
  • Business registration with the Dutch Chamber of Commerce (KvK)
  • Minimum €4,500 capital deposit in a Dutch bank account
  • Viable business plan
  • Valid health insurance in the Netherlands
  • Registered address in the Netherlands
  • Application submitted to the IND (Immigration and Naturalisation Service)

Am I eligible for Netherlands DAFT Visa (Dutch-American Friendship Treaty)?

Quick self-check based on the published criteria. Not legal advice. No data leaves your browser.

  • Nationality eligibility

    Select your nationality to check.

  • Minimum investment / capital

    Programme requires $4,900.

Fill in the fields above to see a verdict.

This is a heuristic, not a determination. Final eligibility depends on full documentation and immigration-officer discretion.

Nationality Restrictions

This program restricts applications from nationals of: Exclusively available to US citizens — this is the defining characteristic of the treaty

Application Process — Step by Step

  1. 01

    Confirm US citizenship (DAFT is US-only)

    home country

    The Dutch American Friendship Treaty visa is available exclusively to US citizens establishing a self-employed business or investment in the Netherlands.

    Typical duration: 1 week

  2. 02

    Set up Dutch legal entity (eenmanszaak or BV)

    destination

    Register sole proprietorship (eenmanszaak) or Dutch BV with Chamber of Commerce (KvK). Requires a Dutch business address.

    Typical duration: 2-4 weekssource ↗

  3. 03

    Deposit €4,500 in Dutch business account

    destination

    Minimum capital requirement. Deposit must remain in the business throughout visa period.

    Typical duration: 1-2 weeks

  4. 04

    Apply for DAFT residence at IND

    destination

    Submit application to Immigration and Naturalisation Service (IND) with business registration, capital proof, business plan, lease/address, passport, biometrics.

    Typical duration: 8-12 weekssource ↗

  5. 05

    Receive residence card

    destination

    Valid 2 years initially; renewable for 5 years if business maintained.

    Typical duration: 2-4 weeks

Documents Required

DocumentIssued ByApostilleTranslate toValidity (days)
Valid US passportUS governmentNo180
Dutch business registration (KvK)Chamber of CommerceNo30
Proof of €4,500 business capitalDutch bankNo30
Business plan + address proofApplicant + landlordNo90
Health insurance (Dutch basic compulsory or equivalent)InsurerNo365

Realistic Costs

Some figures below are industry estimates rather than officially verified: lawyer_fee_low, lawyer_fee_high, health_insurance_first_year, relocation_misc, total_first_year_low, total_first_year_high, total_5_year_low, total_5_year_high.

Government fee
$400
Lawyer fee (low–high)
$1,000
$5,000
Translations
$100
Apostilles
$50
Health insurance (year 1)
$1,800
Relocation misc.
$2,500
Total first year
$5,000
$12,000
Total 5-year
$12,000
$25,000

Excludes the €4,500 business capital (refundable). Dutch business must operate (not just exist).

Realistic Timeline

  • Consulate wait00 weeks
  • Residence card issuance12 weeks
  • Total to residence card1220 weeks

DAFT is typically processed in-country after arrival on Schengen visa-free entry.

Renewal

First renewal after
24 months
Subsequent cycle
60 months
Renewal fee
$350
Requirements
Continued operation of Dutch business; maintained capital; tax compliance.

Path to Permanent Residency — Details

Years required
5
Language test
Required (A2)
Integration test
Required

Path to Citizenship — Details

Years required
5
Language test
Yes (A2)
Civic test
Required
Oath
Required
Dual citizenship
Not allowed

Tax Residency

Trigger
183 days/year of presence
Taxation scope
Worldwide income
Exit-tax country
Yes

Special regimes

  • 30% Ruling30% of salary tax-free for 5 years (reduced from 8 in 2024)

    Recruited from abroad; minimum salary threshold; specific expertise. DAFT self-employed typically do NOT qualify.

    Duration: 5 years

    source ↗

Health Insurance

Mandatory
Yes
Public system access
After 0 months

Examples: Zilveren Kruis, VGZ, CZ, Menzis

Family Specifics

Spouse work rights
Spouse included; spouse may also register their own DAFT business or work as employee
Child school enrolment
Full access to Dutch public schools (many English-friendly in Amsterdam/The Hague)
Parent inclusion
Not eligible
Sibling inclusion
Not eligible

Gotchas — Things to Watch For

  • DAFT is EXCLUSIVELY for US citizens — no other nationality eligible
  • Dutch citizenship requires renouncing US — exit tax + US dual considerations
  • Business must genuinely operate (not just exist on paper)
  • 30% Ruling reduced to 5 years (from 8) in 2024; further restrictions ongoing
  • BSN registration at municipality blocks many services until complete

What This Visa Does NOT Allow

  • ×Employment as an employee (conversion to HSM/Blue Card required)
  • ×Business activities outside the DAFT entity

Common Rejection Reasons

  • Business plan deemed non-viable
  • Capital not properly deposited or documented
  • Non-US applicant (DAFT is strictly US-only)

Recent Legislative Changes

  • 2024-01-01

    30% Ruling reduced from 8-year to 5-year maximum period.source ↗

Frequently Asked Questions

Can non-US citizens use DAFT?+

No. DAFT is strictly limited to US citizens under the 1956 Dutch-American Friendship Treaty. Japanese citizens have a similar treaty (DJFT).

Why does Dutch citizenship require renouncing US?+

The Netherlands does not allow dual citizenship for most naturalising applicants. Limited exceptions exist (marriage to Dutch citizen, refugee status). Most DAFT holders who pursue Dutch citizenship must give up US nationality — triggering exit tax if net worth exceeds $2M or income thresholds.

Do I qualify for the 30% Ruling as a DAFT entrepreneur?+

Usually not. The 30% Ruling is designed for employees recruited from abroad. Self-employed DAFT holders typically cannot claim it. If you later convert to employee status with a Dutch company, you may qualify.

Good Fit For

Applying from a specific country? Your home-country tax rules, banking access, and dual-citizenship options affect every programme differently. Browse nationality guides → for tax obligations, renunciation rules, and second-passport routes.

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